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A friendly reminder: Monday, February 17th, is Presidents Day, which is a federal holiday and therefore there is no ACH or Wire Transfer processing that day. All Bank First offices will also be closed. Please plan accordingly and process your ACH and Wire Transfers early if need be. ACH transfers processed after 5:00 PM CST Friday, February 14th, will be effective on Wednesday, February 19th. If you have any questions please contact our Electronic Banking Team at (920) 652-3106.